Saving, Fixed Deposit vs Inflation

PWC

IGEMS • FF — DDA Passive Income Calculator

Motivation + Training. See monthly, yearly & cumulative passive income in RM. Editable tiers & commission rates.

Mode

Basic (total UTCs + avg DDA) Advanced (per-tier counts & per-UTC DDA)

Total number of UTCs (max 49) Average DDA per UTC (RM)

Distribute UTCs by role

UTC count

AS count (Agency Supervisor)

AM count (Agency Manager)

GAM count (Group Agency Manager)

Per-UTC DDA (RM)

Option: Different DDA per role? No, same for all UTCs Yes, set per role

Set DDA per role (RM)

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Commission rates (editable)

These are the % on DDA for each role. Overriding = (your role rate - subordinate role rate) — this page calculates overriding automatically.

UTC commission (%)

AS commission (%)

AM commission (%)

GAM commission (%)

Scenarios / Quick presets

Motivation

You're building passive income — keep going!

IGEMS • FF

Call-to-action: Imagine if you add 1 more UTC this month — see how your passive income grows.

Results (monthly / yearly)

Your overriding income (monthly)

RM 0

Your overriding income (yearly)

RM 0

Total Group DDA (monthly)

RM 0

Share / Export

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Breakdown by role (monthly overriding)

Comparison (choose max UTC for chart)

Compare up to: 5 UTCs

5 UTC: RM 0 / month

10 UTC: RM 0 / month

20 UTC: RM 0 / month

Cumulative growth (months)

Tip: use Advanced mode to assign counts per role. This is a training tool for motivation and planning. Results are illustrative; adjust rates to match your actual plan.